As health
care providers, we assume that there is always a small risk of transmission
of an STI, simply because of the odds that at least one member of a couple
has had some intimate contact with another person. Even honest partners can
have a memory that is clouded by alcohol, unwanted sex, and/or be too
embarrassed to admit a brief sexual encounter.
Having
said that, it sounds like you and your partner have been candid, are
mutually respectful of one another's risk, and have not had any previous
partners. Thus your risk of STI/STD transmission is extremely low. Short of
interviewing you both, however, we cannot quantify your risk.
The risk
of pregnancy for an average couple, using birth control pills perfectly, is
less than 1:100 per year (based on an average frequency of intercourse
2x/week, or no more than 10x/ month). In reality, few women take their pills
perfectly (same time every day, never a missed pill), so the true risk of
pregnancy lies somewhere between 1:100 and 8:100. To keep your risk as low
as possible, you should know what to do if/when you miss pills, which always
calls for a back-up method such as condoms, for the week following any
missed pills.