Special Open Enrollment - Birth or Adoption of a Child


If you are the subscriber and you previously waived medical coverage

Options

  • You must enroll yourself in medical insurance to add your newborn or adopted child to medical coverage.
  • You must enroll yourself in medical insurance to add your newborn or adopted child and spouse/Qualified Domestic Partner in medical coverage.

Required Actions

 


If you are the subscriber and you are currently enrolled in medical and dental coverage

Options

  • You may enroll your newborn or adopted child in medical and/or dental insurance.
  • You may enroll your Spouse/Qualified Domestic Partner in medical and/or dental insurance only if you also enroll your newborn or adopted child.
  • You may change your medical and/or dental plan only if you are also enrolling your newborn or adopted child in the plan.
  • You may waive medical insurance for yourself, and medical and/or dental insurance for your eligible dependents, only if they all have other comprehensive group medical insurance coverage.

Required Actions

Top of Page


Special Notes*

  • If adding the child increases the insurance premium (i.e. you currently have no other child enrolled on your plan) the plan subscriber must submit the required enrollment form no later than 12 months after the due date of birth, adoption, or the date legal obligation is assumed for the total or partial support in anticipation of adoption.
  • Subscriber may not change plans or add a spouse outside the 60 day special open enrollment.
  • Retroactive premiums will be due back to the date of the adoption.

Top of Page


Coverage Begins

  • New child: For newborns, health insurance coverage begins on the date of birth. For an adopted child, insurance coverage begins on teh date you assume legal obligation.
  • Spouse: Health insurance coverage begins on the first day of the month in which the birth occurs or the month you assume legal obligation of a new child.
  • Plan Change: New health insurance plan coverage begins the first day of the month in which the birth occurs or the month you assume legal obligation for the new child.

Top of Page


Important Reminders

Top of Page


Resources

  • Benefits Forms and Publications
  • Flexible Spending Account
  • Dependent Care Assistance Program
  • Adding a Child to Medical/Dental Insurance
  • Life Insurance
  • Long-Term Disability Insurance
  • Long Term Disability Change Form
  • Life Insurance Beneficiary Designation/Change Form
  • DRS Retirement Plan Beneficiary/Change Form
  • URP Beneficiary Designation/Change - contact Fidelity to change beneficiaries online.

Top of Page


2013 Great College to Work For          AHA 2012 Platinum Achievement 2014 Leaders In Health Care Award Western Sustainability Office Certification
Page Updated 12.04.2014