If you are a student who received Perkins loans at Western this site will provide you with information and downloadable forms that will be useful to you.
If you have any questions that aren't answered by this website, please call us at 360-650-2943.
Helpful Links
Who services your Perkins Loan?
Western's Loans and Collections Office is the servicer of your Perkins Loan, so we are the office to contact if you have questions. You will be mailing all correspondence and paperwork to our office.
Our servicer, Campus Partners, has a very informative website just for you - www.mycampusloan.com.
Where do you send your payments for your Perkins Loan?
Even though you received your loan from Western Washington University our billing service, Campus Partners, will be mailing your monthly statements or a coupon book whichever you prefer.
Send your Perkins Loan payments to:
Western Washington University
Campus Partners
P.O. Box 2902
Winston-Salem, NC 27102-2902
What's AutoDraft?
Autodraft is a service offered by Campus Partners that
automatically drafts your monthly or quarterly student loan payment from your checking or savings account on the date you specify. AutoDraft is available to borrowers with all loan types and is processed electronically through the Federal Reserve National Clearinghouse.
How do I sign up for AutoDraft?
Signing up for AutoDraft is easy. You can enroll online by going to the login screen, and then selecting AutoDraft from the left-hand navigational bar. You also can sign up for AutoDraft by calling 800-334-8609 to enroll on the phone or to request an AutoDraft application through our Interactive Voice Response system. You can also download an Autodraft Application from the Campus Partners Web site and mail it in.
Did you know that Perkins Loans can be cancelled?
Important Note: Under certain conditions, a borrower may have all or part of his or her loan cancelled. Cancellation means that a portion or the entire principle loan borrowed plus accrued interest will never have to be repaid by the borrower. Please contact the Loans and Collections office at 360-650-4055 if you think you qualify for cancellation. A borrower’s loan must be in good standing to qualify for cancellation.
- Teacher Cancellation:
Full-time teachers or service providers meeting one of the following conditions may be eligible to have up to 100% of their loans canceled:
- Full-time teacher in a designated elementary or secondary school serving students from low-income families
- Full-time special education teacher (includes teaching children with disabilities in a public or other nonprofit elementary or secondary school)
- Full-time qualified professional provider of early intervention services for the disabled
- Full-time teacher of math, science, foreign languages, bilingual education, or other fields designated as teacher shortage areas
** Detailed information on teaching service cancellation/deferment options can be found at www.FederalStudentAid.ed.gov, click on the “Students, Parents and Counselors” tab
- Employment Cancellation:
- Full-time staff members in a pre-kindergarten or child care program that is licensed or regulated by the state
- Full-time public defenders
- Full-time faculty members at a tribally controlled university
- Librarians with a master’s degree in library science who are employed in a school served under Title I of the ESEA, or a public library serving a Title I school
- Full-time speech language pathologists with a master’s degree working exclusively in Title I schools
- Full-time firefighters
- Full-time employee of a public or nonprofit child- or family-services agency providing services to high-risk children and their families from low-income communities
- Full-time nurse or medical technician, must be licensed
- Full-time law enforcement or corrections officer
- Service Cancellation:
- Member of the armed forces who served in an area of hostility, at the rate of 15% for the 1st and 2nd years of service; 20% for the 3rd and 4th years of service; and 30% for the 5th year of service
- Full-time staff member in the education component of a Head Start Program
- Vista or Peace Corps volunteer
Cancellation of your Perkins Loan takes approximately 5 years. If you’re not sure if you qualify contact our office at 360-650-4055.
Is it possible to postpone repayment of my Federal Perkins Loan?
Yes. As a Perkins Loan Holder, you have deferment and forbearance options.
What is deferment?
A deferment is a period of time during which no payments are required and interest does not accrue (accumulate), unless you have an unsubsidized Staff ord Loan. In that case, you must pay the interest. To qualify for a deferment, you must meet specific eligibility requirements:
- At least half-time student
- Unemployed and unable to find full-time employment
- Experienceing economic hardship
- Volunteer Services under the Peace Corps Act
- Certain internships and residencies
- Graduate Fellowship
- U.S. Armed Services
What is forbearance ?
If you temporarily can’t meet your repayment schedule but you’re not eligible for a deferment, your lender might grant you forbearance for a limited and specific period of time. Forbearance occurs when your lender or loan-servicing agency agrees to either temporarily reduce or postpone your student loan payments. Interest continues to accrue (accumulate), however, and you are responsible for paying it, no matter what kind of loan you have. To download a Forbearance Form
click here. Mail completed form to our office.
Generally, your lender can grant forbearance for periods up to 12 months at a time, for a maximum of three years. You’ll have to provide documentation to the lender to show why you should be granted forbearance. The lender must send you a notice confirming the terms that were agreed to and record them in your file.
What if I default on my loan?
Your defaulted Perkins Loans can be rehabilitated once. Your loan will be rehabilitated if you make 9 consecutive monthly payments. Call Western’s Loans and Collections Office at: 360-650-4055 so we can arrange a payment amount that will fit your financial budget.
Within 30 days of receiving your last on-time consecutive monthly payments call and ask us to:
- Return you to regular payment status
- Extend your payments out for another 10 years
- Instruct the 3 major credit bureaus to remove all negative credit from your credit file
- Regain the balance of your benefits and privileges of your promissory note
- Return to title IV eligibility
Useful Links 
Perkins Loan 
